Verdict. Pick Whop if you run a paid community, a course or software and want low per-sale costs plus a marketplace that can send you buyers. At 2.7% + 30¢ with no monthly fee, it is the cheapest pay-as-you-go option in this group. The catch is the fee menu. Payouts, disputes, fraud checks and optional tools all cost extra, so budget around 4 to 6% all in.
- Founded
- 2021
- Headquarters
- Brooklyn, New York, US
- Best for
- Paid communities, trading groups and software sellers
- Plans from
- Free
- You keep from $1,000
- $943 on Standard
Who can join. Open to sellers in all non-sanctioned countries. You must complete KYC with ID and a linked bank account before you can withdraw, and prohibited business categories apply.
Whop pricing and fees
You pay Whop 2.7% + 30¢ per domestic card sale with processing included, no monthly fee, plus payout fees from $2.50 per withdrawal.
| Plan | Price | Fee on sales | Notes |
|---|---|---|---|
| Standard | $0/mo | 2.7% + 30¢ per domestic card sale, processing included | Optional orchestration 0.8%, billing 0.5%, tax and remittance 2%. Everything on comes to 6% + 30¢. |
| Custom | Contact sales | Volume-based rates | For high-volume businesses, with country-specific rates and an account manager. |
On $1,000 of monthly sales at $10 each, the cheapest option is the Standard plan. You'd pay about $57 in platform and card fees, 5.7% of revenue, and keep $943. Compare that with every other platform.
Payment processing. Whop is the processor. You pay 2.7% + 30¢ per domestic card charge, 1.5% more for international cards and 1% more for currency conversion. Whop also charges 3¢ per 3D Secure check, 7¢ per Radar fraud screen and $15 per dispute.
Payouts. Withdraw from a $10 minimum on an instant, daily or weekly schedule, depending on your account. Next-day ACH costs $2.50, instant bank deposit 4% + $2.50, Venmo 5% + $2.50, crypto 5% + $1 and a wire $23. Local bank payouts reach over 200 countries with fees that vary. PayPal and Coinbase Commerce direct payouts are also supported.
What you get with Whop
- Hosted checkout links and embeddable checkout
- Discover marketplace listing
- Global affiliate network at a 30% default commission
- App store with chat, courses and events
- Free trials and waitlists
- Promo codes and tracking links
- Invoices
- Buy now pay later financing
- Managed sales tax options
- Customer data export
Whop pros and cons
What we like
- No monthly fee and no platform cut on the fee page, just 2.7% + 30¢ per domestic sale.
- Discover and a 30% global affiliate network can bring you buyers you didn't find yourself.
- Payouts reach over 200 countries, including crypto and Venmo options.
- Whop handles sales tax on Discover sales in jurisdictions it covers.
What gets in the way
- Every withdrawal costs money, $2.50 for next-day ACH and 4% + $2.50 for instant.
- Optional add-ons stack to 6% + 30¢ per sale with everything turned on.
- Disputes cost $15 each and early dispute alerts $29.
- Marketplace affiliates earn 30% by default unless you lower the rate per product.
- You can't bring your own Stripe account. Whop holds the money until you withdraw.
Who should skip Whop
Skip Whop if you want a simple link-in-bio shop with your money in your own Stripe account, and pick Payhip or Beacons instead.
Whop alternatives
| Platform | Score | Keep from $1,000 | Best for |
|---|---|---|---|
| Beacons | 7.7 | $911 | Social creators who mix product sales with brand deals |
| Payhip | 7.6 | $892 | Sellers who want a full store and low fees |
| Stan | 6.7 | $912 | Instagram and TikTok creators selling coaching and courses |
| Gumroad | 5.3 | $791 | New sellers who want to start without a subscription |
Head to head: Gumroad vs Whop.
See all 5 digital product and link-in-bio stores ranked.
Whop questions
How much does Whop charge sellers?
Whop has no monthly fee. Its standard rate is 2.7% + 30¢ per successful domestic card transaction, with 1.5% more for international cards and 1% more for currency conversion. Optional billing, orchestration and tax tools add 0.5%, 0.8% and 2%. Withdrawals cost extra, starting at $2.50 for next-day ACH.
Does Whop still charge a 3% platform fee?
Whop's current fee page lists no platform fee, only processing, payout, fraud and optional add-on fees. Older reviews quote a 3% platform fee. Third-party archive checks suggest it left the fee schedule between December 2025 and February 2026, and Whop made no public announcement that we could find.
How do Whop payouts work?
Complete KYC, add a payout method and pick an instant, daily or weekly schedule. The minimum withdrawal is $10. Next-day ACH costs $2.50 per payout, instant bank deposit 4% + $2.50, Venmo 5% + $2.50, crypto 5% + $1 and a bank wire $23.
What does selling on Whop Discover cost?
Whop's fee page lists no separate marketplace fee. Products on the marketplace are open to Whop's global affiliates, who earn a default 30% commission on the sales they refer. You can change that rate per product in the Affiliates section of your dashboard.
Sources
We checked these pages on October 20, 2026. Platforms change fees often, so confirm on the official page before you commit.