Best Creator
Platforms

Patreon vs Memberful

Independent comparison, unpaid and not sponsored. Fees verified against official pages on October 20, 2026. Higher score: Memberful.

Verdict. Memberful is the better choice for most creators who already have an audience, because members pay into your own Stripe account on your own site. Cost is a wash at $1,000 a month in $10 payments, about $157 on Memberful against $159 on Patreon. Above that Memberful pulls ahead, $499 against $705 at $5,000 a month. Below it, the $49 plan fee hurts. At $300 a month you pay about $90 on Memberful and $57 on Patreon. Memberful also can't serve businesses in Brazil, India, Malaysia, Mexico or Thailand.

Pick Patreon if

you're starting small, earn under $1,000 a month, or live somewhere Memberful can't support, such as India or Brazil.

Pick Memberful if

you already run a website and want members billed through your own Stripe account, with private podcast feeds that work in regular podcast apps.

Side by side

ComparedPatreonMemberful
Our score6.1 / 106.6 / 10
Best forVideo creators, podcasters and artists with loyal fansPublishers and podcasters who want a fully branded membership
What it costsNew creators pay a 10% platform fee plus 2.9% + $0.30 card processing per payment, a 2.5% currency conversion fee when fans pay in another currency, and a small payout fee.Memberful costs $49 a month plus 4.9% of every charge, and Stripe adds its own processing fee, typically 2.9% + $0.30 per transaction.
Keep from $1,000$841 (Standard)$843 (Standard)
Plans fromFree$49/month
PayoutsYou withdraw manually up to once every 24 hours, or turn on automatic payouts on the 5th of each month. US bank transfers cost $0.25 per payout, PayPal costs 1% capped at $20 with a $10 minimum, and Payoneer costs $1 with a $25 minimum. Money arrives in 1 to 5 days, and iOS in-app earnings stay pending for up to 75 days.Stripe deposits member payments straight into your bank account on Stripe's normal payout schedule. Memberful does not hold a balance for you, and disputes and tax documents run through your Stripe dashboard.
Who can joinOpen to anyone 18+, or younger with a parent's or guardian's permission. US creators get paid by bank transfer, and creators elsewhere use Payoneer, PayPal or local bank transfer in supported currencies.Any business with a Stripe account in a supported country. Stripe covers 45+ countries, but Memberful cannot support businesses in Brazil, India, Malaysia, Mexico, Thailand or Stripe's extended network.
Founded20132013

Scorecards

Score sheet
CriterionPossibleAwarded
Fees$159 on $1,000 a month3.01.23
FeaturesDepth for its category2.01.60
EaseSignup to first sale1.51.20
OwnershipExport, domain, own payments2.01.00
PayoutsSpeed, methods, countries1.51.05
Total10.06.1

Full Patreon review

Score sheet
CriterionPossibleAwarded
Fees$157 on $1,000 a month3.01.26
FeaturesDepth for its category2.01.60
EaseSignup to first sale1.50.90
OwnershipExport, domain, own payments2.01.80
PayoutsSpeed, methods, countries1.51.05
Total10.06.6

Full Memberful review

Where Patreon falls short

  • New pages pay 10%, up from the old 8% Pro rate, before any processing.
  • Unpublishing your page even briefly moves a legacy plan to the 10% standard plan.
  • iOS in-app purchases outside the US lose 30% to Apple, or 15% after a member's first year.
  • iOS in-app earnings sit pending for up to 75 days before you can withdraw.
  • A $3 tier loses about 23% to the platform fee and processing combined.

Where Memberful falls short

  • $49 a month before your first sale makes it expensive for small memberships.
  • At $1,000 a month in sales you pay $98 in Memberful fees before Stripe.
  • Stripe is the only processor, and creators in Brazil, India, Malaysia, Mexico and Thailand are excluded.
  • No built-in audience or discovery. You bring every member yourself.
  • If your $49 bill fails, the transaction fee jumps to 12.5%.

Still deciding? See every option in membership platforms.